Residential Mortgage Rates - Locally-Retained Service
The rates and APRs shown are based on a loan amount of $100,000, 75% LTV, and 780 minimum credit score for the purchase of a single family residence. They are subject to change without notice. Rate and APR may be adjusted based on several factors including but not limited to loan amount, loan type, occupancy type, property type, Loan To Value (LTV) and your credit score. Your final rate may be higher or lower than quoted based upon information relating to these factors, which may be determined after you submitted your application. NMLS ID 435120
TERM |
RATE % |
APR % |
P&I* |
30 Year Fixed |
7.000 |
7.047 |
$6.65 |
20 Year Fixed |
6.875 |
6.936 |
$7.68 |
15 Year Fixed |
6.500 |
6.575 |
$8.71 |
10 Year Fixed |
6.250 |
6.355 |
$11.22 |
Mortgage rates are current as of April 15, 2024, and are subject to change at any time. All rates are expressed as an Annual Percentage Rate or APR. Assumption: Single Family/Owner Occupied. *Monthly Principal and Interest (P&I) per $1,000 does not include amounts for taxes and insurance premiums; if applicable, the actual payment obligation may be greater.
Kim Lewis, 217.356.0933, NMLS ID: 1037817
Lane Nicolette, 217.356.0933, NMLS ID: 1590641
Jim McMurry, 217.356.0933, NMLS ID : 445430
Jack Wallace, 217.344.2265, NMLS ID : 1650853
YOUR FIRST FEDERAL CONSUMER AND COMMERCIAL LENDING TEAM
Justin Davis
Consumer Loan Officer
217.356.0933
NMLS ID: 445407
Jason Eyman
Commercial Loan Officer
217.356.0933
NMLS ID: 445424
*First Federal's primary lending area is in Champaign County, Illinois.
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