Effective date: November 1, 2019 

Understanding Your Options

Traditional IRAs

Under this arrangement, contributions may be partially or fully deductible, but distributions are generally taxable.


Roth IRAs

With Roth IRAs, contributions are not deductible, but distributions can generally be withdrawn tax-free.


Please consult your tax advisor.

Please scroll left to view the rest of the account table

$1,000 Min $50,000 Min $100,000 Min
Term Rate APY Rate APY Rate APY
30 Day CD

0.10 0.10 0.10 0.10
60 Day CD

0.10 0.10 0.10 0.10
90 Day CD

0.10 0.10 0.10 0.10
91 Day CD 0.05 0.05



6 Month CD 0.10 0.10



182 Day CD

0.15 0.15 0.15 0.15
1 Year CD 0.20 0.20 0.20 0.20 0.20 0.20
18 Month CD 0.25 0.25



24 Month CD 0.30 0.30



4 Year CD 0.50 0.50



18 Month IRA* 0.25 0.25



For Certificates of Deposit and IRAs: 

All rates subject to change at any time.

APY = Annual Percentage Yield.


For Certificates Of Deposit:

Quarterly Compounded Interest.

Penalty for early withdrawal.


For IRAs:

*Variable Rate - Compounds Monthly.

Any of our CDs may be self-directed as IRA accounts.