Lobbies CLOSED on Tuesday, November 11 for Veterans Day
First Federal Savings Bank of Champaign-Urbana
First Federal Savings Bank of Champaign-Urbana 
We're a community bank in every sense.
First Federal is proud to support local charitable organizations. We make our loan decisions right here in Champaign County. We have been a part of Champaign County since 1908, and believe in helping make our community a better place to work, live and play.
Start Savings
Grow your nest egg with our comprehensive personal banking options.
Need to Chat?
Our team is dedicated to providing you with the best service possible.
Plan or Budget
Get insights into your financial goals using our financial calculators.
Find a Location
Visit our conveniently located branches and experience exceptional service.
Close in 30 Days
Our experienced lending team will walk you through the steps and make the process fast.
Convenient and Easy to Use
Now you can have 24-hour access to real-time account information from the convenience of your personal computer.
You know your business better than anyone
Use our convenient Commercial Checking Account to help you manage your business.
Get the keys to your new home with our trusted lending team.
Your home, vehicles, motorcycles, boats, personal watercraft or home improvements - you name it and we want to finance it for you!
Borrow with confidence. Check out our rates below.
6.000%
30 Year Fixed Mortgage
Mortgage rates are current as of October 29, 2025, and are subject to change at any time.
6.000%
20 Year Fixed Mortgage
Mortgage rates are current as of October 29, 2025, and are subject to change at any time.
5.375%
15 Year Fixed Mortgage
Mortgage rates are current as of October 29, 2025, and are subject to change at any time.
5.125%
10 Year Fixed Mortgage
Mortgage rates are current as of October 29, 2025, and are subject to change at any time.