First Federal Savings Bank of Champaign-Urbana

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Mortgages

Mortgage loans and refinancing that's fast, friendly and local.

We're a community bank in every sense.

First Federal is proud to support local charitable organizations. We make our loan decisions right here in Champaign County. We have been a part of Champaign County since 1908, and believe in helping make our community a better place to work, live and play. 

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Bank Where You Want

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Explore Our Mobile Banking

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Start Savings

Grow your nest egg with our comprehensive personal banking options.

Start Your Savings Journey

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Need to Chat?

Our team is dedicated to providing you with the best service possible.

Come Talk To Us

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Plan or Budget

Get insights into your financial goals using our financial calculators.

View Our Calculators

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Find a Location

Visit our conveniently located branches and experience exceptional service.

Visit Our Local Branches

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Close in 30 Days

Our experienced lending team will walk you through the steps and make the process fast.

Explore Our Mortgage Options

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Convenient and Easy to Use

Now you can have 24-hour access to real-time account information from the convenience of your personal computer.

Explore Our Online Banking

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You know your business better than anyone

Use our convenient Commercial Checking Account to help you manage your business.

Explore Our Business Banking

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Get the keys to your new home with our trusted lending team.

Your home, vehicles, motorcycles, boats, personal watercraft or home improvements - you name it and we want to finance it for you!

Borrow with confidence. Check out  our rates below.

6.500%
30 Year Fixed Mortgage

Mortgage rates are current as of August 12, 2025, and are subject to change at any time.

6.250%
20 Year Fixed Mortgage

Mortgage rates are current as of August 12, 2025, and are subject to change at any time.

5.625%
15 Year Fixed Mortgage

Mortgage rates are current as of August 12, 2025, and are subject to change at any time.

5.375%
10 Year Fixed Mortgage

Mortgage rates are current as of August 12, 2025, and are subject to change at any time.