Mortgage Rates Current as of April 14, 2014, and are subject to change at any time. 
The rates, points and APRs shown below are quoted on conforming loan amounts of $100,000 to $417,000 for a single residence with a down payment of 20% or more and are subject to change without notice. Rate, points and APR may be adjusted based on several factors including but not limited to loan amount, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based upon information relating to these factors, which may be determined after you made application. 
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TermRate %PointsAPR %P & I*
30 Year Fixed4.25004.302$4.92
20 Year Fixed4.00004.071$6.06
15 Year Fixed3.25003.339$7.03
10 Year Fixed3.00003.128$9.66
Locally-Retained Service

All rates are expressed as an Annual Percentage Rate or APR. 
Assumption: Single Family/Owner Occupied. 
*Monthly Principal and Interest (P&I) per $1,000 does not include amounts for taxes and insurance premiums; if applicable, the actual payment obligation may be greater. 
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