Effective date: April 1, 2014 
All rates subject to change at any time. 
APY = Annual Percentage Yield. 
*Fees may reduce earnings on the account. 
**Requires Club Fed Checking Account to open.  Interest rate reverts to current NOW Account rate if under minimum balance. 
AccountRate %APY %Opening Min.Minimum Balance
Interest Checking*0.050.05$100
Statement Savings*0.050.05$100
Regular Money Market0.050.05$2,500$2,500
Club Fed Money Market**0.050.05$10,000
First Access Money Market0.050.05$100$0 - $24,999
 0.050.05$100$25,000 - $49,999
 0.100.10$100$50,000 - $99,999
 0.150.15$100$100,000 - $199,999
 0.200.20$100$200,000 and over

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