Mortgage Rates
Rates current as of March 9, 2010 and are subject to change at any time.
The rates, points and APRs shown below are quoted on conforming loan amounts of $100,000 to $417,000 for a single family residence with a down payment of 20% or more and are subject to change without notice. Rate, points and APR may be adjusted based on several factors including but not limited to loan amount, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based upon information relating to these factors, which may be determined after you made application.
| Term | Rate % | Points | APR % | P & I* |
|---|---|---|---|---|
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All Rates are expressed as an annual percentage rate (APR). Assumption: Single Family / Owner Occupied. * 1 Yr. ARM - for 1st year with lifetime interest rate cap of 10.75% = $9.38 P&I for remaining 29 years. * 3/1 ARM - for 1st 3 years with lifetime interest rate cap of 10.625% = $9.53 P&I for last 25 years. * 5/1 ARM - for 1st 5 years with lifetime interest rate cap of 11.25% = $10.15 P&I for last 23 years. * Monthly Principal and Interest Payment per $1,000 does not include amounts for taxes and insurance premiums; if applicable, the actual payment obligation may be greater. |
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| 30 Yr. Fixed | 5.125 | 0 | 5.178 | $5.45 |
| 20 Yr. Fixed | 4.875 | 0 | 4.946 | $6.53 |
| 15 Yr. Fixed | 4.500 | 0 | 4.589 | $7.65 |
| 7 Yr. Ballon | 5.500 | 0 | 5.559 | $5.68 |
| 1 Yr. ARM | 4.750 | 0 | 3.282 | $5.22 |
| 3/1 ARM | 4.625 | 0 | 3.490 | $5.14 |
| 5/1 ARM | 5.250 | 0 | 3.929 | $5.52 |
Please call 217-356-0933 to speak to a Lending Professional.
Name Of Lender |
Title |
Email |
|---|---|---|
| Vice President of Residential Lending |
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| Assistant Vice President of Residential Lending |
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| Assistant Vice President of Residential Lending |
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| Loan Officer |
